Here’s what other members are saying about us:

“What I like most about TVFCU is the convenience, the friendly people and the number of services they offer.” –Derek, East Brainerd

“Being a member means they are looking out for my best interest.” –Valerie, Ringgold

“The benefits are a lot better than at other financial institutions.” –Penny, Soddy Daisy

Locations



North Cleveland

180 Stuart Crossing NE
Cleveland, TN 37312
Monday-Thursday 9:00 am - 5:00 pm
Friday 9:00 am - 6:00 pm
Saturday 9:00 am - 1:00 pm

South Cleveland

2440 Treasury Drive SE
Cleveland, TN 37323
Monday-Thursday 9:00 am - 5:00 pm
Friday 9:00 am - 6:00 pm
Saturday 9:00 am - 1:00 pm

Downtown

715 Market Street
Chattanooga, TN 37402
Monday-Friday 9:00 am - 5:00 pm
(Drive-through open till 6:00 pm on Friday)

Eastgate

491 Greenway View Drive
Chattanooga, TN 37411
Monday-Thursday 9:00 am - 5:00 pm
Friday 9:00 am - 6:00 pm
Saturday 9:00 am - 1:00 pm

Fort Oglethorpe

200 Alamar Street
Fort Oglethorpe, GA 30742
Monday-Thursday 9:00 am - 5:00 pm
Friday 9:00 am - 6:00 pm
Saturday 9:00 am - 1:00 pm

Hamilton Place

7442 Commons Boulevard
Chattanooga, TN 37421
Monday-Thursday 9:00 am - 5:00 pm
Friday 9:00 am - 6:00 pm
Saturday 9:00 am - 1:00 pm

Hixson

5150 Austin Road
Hixson, TN 37343
Monday-Thursday 9:00 am - 5:00 pm
Friday 9:00 am - 6:00 pm
Saturday 9:00 am - 1:00 pm

Marion County

405 Dixie-Lee Center Road
Kimball, TN 37347
Monday-Thursday 8:00 am - 4:00 pm CST
Friday 8:00 am - 5:00 pm CST
Saturday 8:00 am - 12:00 pm CST

McMinn County

915 Congress Parkway, Suite 100
Athens, TN 37303 -
Monday-Thursday 9:00 am - 5:00 pm
Friday 9:00 am - 6:00 pm

Ooltewah

6007 Relocation Way
Ooltewah, TN 37363
Monday-Thursday 9:00 am - 5:00 pm
Friday 9:00 am - 6:00 pm
Saturday 9:00 am - 1:00 pm

Rhea County

420 South Market Street
Dayton, TN 37321
Monday-Thursday 9:00 am - 5:00 pm
Friday 9:00 am - 6:00 pm

Soddy Daisy

9381 Dayton Pike
Soddy Daisy, TN 37379
Monday-Thursday 9:00 am - 5:00 pm
Friday 9:00 am - 6:00 pm
Saturday 9:00 am - 1:00 pm

Chattanooga Office Complex

1101 Market Street
Chattanooga, TN 37402
Monday-Friday 8:00 am - 4:00 pm

Frequently Asked Questions

What is a credit union?

A credit union is a not-for-profit, consumer cooperative financial institution that is owned and operated by its members.

How are credit unions different from banks?

Banks are commercial businesses established for the purpose of making money by providing a service for customers. They are controlled by their stockholders who are also the primary beneficiaries of the bank’s profit.

In contrast, credit unions are cooperatives entirely focused on meeting the needs of their members. Decisions are made based on whether they benefit members, rather than focusing on making money for stockholders. Their not-for-profit status allows profit earned to be returned to the members in the form of lower loan rates, higher deposit rates and lower fees.

How are credit unions operated?

Credit unions are owned and operated by their members. When you join a credit union you become a member and have a vote in the direction the credit union takes. Members elect a volunteer board of directors who set policy for the credit union. Day-to-day operations are handled by paid professionals and governed by state and federal regulations. Federal credit unions are charted by NCUA (National Credit Union Administration) and are insured by the NCUSIF.

Who can join TVFCU?

TVFCU serves anyone living, working, worshiping, volunteering or attending school in the 13 counties surrounding Chattanooga: Bledsoe, Bradley, Grundy, Hamilton, Marion, McMinn, Meigs, Polk, Rhea, and Sequatchie Counties in Tennessee; and Catoosa, Dade, and Walker Counties in Georgia.